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June is National Homeownership Month. It celebrates the value owning a home brings to families, communities, and neighborhoods across America. By becoming a homeowner, people get one step closer to the American dream.

Homeownership is part of the core mission of the Center for Nonprofit Housing. CNH offers individual counseling or coaching sessions along with group educational workshops to help potential homeowners achieve their goals. These sessions are done by HUD-Certified Housing Counselors at no cost. Topics include – mortgage delinquency and default and how to avoid it; rental and homelessness; pre-purchase education; financial literacy; post-purchase financial management; homebuyer education; fair housing; and predatory lending and how to avoid it.

“During National Homeownership Month, we’re working hard to debunk several of the myths about homebuying,” said Lori Murphy, one of our HUD-Certified Housing Counselors. “Myths like needing a 20% down payment or an absolutely stellar credit rating in order to purchase a home, keep many people away from this essential part of the American dream. Many people are also under the false assumption you can’t get a mortgage if you have student debt.” 

If you or someone you know needs more information on the ins and outs of becoming a homeowner, connect with one of our Housing Counselors by calling the TrueNorth offices at (231) 924-0641 or click here.