The Center for Nonprofit Housing is a supporting organization of TrueNorth and is committed to assuring all members of our community have access to quality affordable housing, one home at a time.

Important Information - Deadline Approaching Soon!

Are you struggling to make your mortgage payment, or behind on your property taxes? Contact CNH today!

The housing market is slowly recovering, but foreclosures continue to occur and have a devastating effect on families and communities across the country. If you are struggling to keep up with your mortgage, Making Home Affordable (MHA) Program options may be able to help.

The MHA program has helped more than 1.5 million families nationwide reduce their mortgage payments and stay out of foreclosure. However, one of the more generous MHA programs, the Home Affordable Modification Program (or HAMP) ends December 31, 2016. If you are struggling to make your mortgage payments and want to be considered for a mortgage modification, time is running out!  An initial application, even if not fully complete, must be received by your lender no later than December 30, 2016. If you are struggling, now is the time to act. Many mortgage companies may also work with you to find an alternative solution to reduce your payments even if you are not eligible for a HAMP modification. You can learn more about HAMP and other programs available at www.mha.gov.

If you are not eligible for HAMP through MHA , you may still have other options. The Step Forward Michigan (SFM) program, administered by the Michigan State Housing Development Authority (MSHDA),  has funding available to assist homeowners behind on their mortgage and/or property taxes. You must demonstrate a financial hardship that caused you to fall behind, meaning the hardship dollar amount was at least equal to the amount that was not paid, and in the same time period. Qualifying hardships include unemployment, underemployment, unexpected medical/car/home bills, and more. You do have to currently have income that can be documented. CNH can help you complete and submit your application for review. You can also start your own application online at www.stepforwardmichigan.org.

To see the list of documents CNH will need to help you, please click on the "Necessary Documents" links to the right.

To learn more about your options and to receive free resources if you are facing foreclosure, contact the Center for Nonprofit Housing today at 231-924-0641 x 129 or info@cnhousing.org.

ADDITIONAL PROGRAM INFORMATION

CNH promotes the growth of healthy communities by educating people to make good decisions. Planting the seeds of knowledge is the first step; a person’s motivation to act is the second step and comes from within. We encourage families to get involved in their communities, be a good neighbor, live within their means and value what they have.

CNH fosters strong relationships with funding sources who are willing and able to invest in creative programs. Our programs prepare families for the responsibility of homeownership, lend support in hard times, raise the level of quality housing standards and teach participants to do for themselves.

Homebuyer Education Classes
Financial Literacy Classes
Home Maintenance Classes
Homebuyer Assistance
Foreclosure Prevention Classes
Rental Apartments
Retirement Apartments
Housing Choice Vouchers

In 2014, a Target Market Analysis (TMA) for Newaygo County was developed by marketing consultants LandUse USA. The housing market study includes an analysis of existing and emerging demographic trends to identify future demand for various housing types. The study identifies strategic opportunities for attracting new housing investment and development to communities throughout the county. Newaygo County’s TMA provides a vision that builds upon the long history and local assets that make the communities of Newaygo County a truly unique place to live and work. The TMA report is available by clicking the links below.

Newaygo Cty TMA Market Strategy Report
Newaygo Cty TMA D-T Workbook Part 1 
Newaygo Cty TMA D-T Workbook Part 2
Newaygo Cty TMA D-T Workbook Part 3
Newaygo Cty TMA AA-BB Workbook
Newaygo Cty TMA Addendum Stakeholders


Please note that not all CNH programs are available in each county we serve. To find out if a specific program is available in your county of residence, please visit our Research Search page to see what services are available to you. A link to Resource Search is provided on the right. If we do not provide a service you need, please call 2-1-1 or visit www.call-211.org to locate services in your area.